Health emergencies can occur anywhere. The most common ones are a seizure, heart attack, bleeding from injuries, and breathing troubles. This is why an international cover is extremely useful. Most drugs or procedures are expensive abroad. Having an overseas cover can avoid financial stress in an unknown country. You do not have to worry about paying for the treatment costs from your funds.
International health coverage is thus essential if you are a frequent traveller abroad due to personal or professional reasons. It is important more than ever now, due to rising uncertainties around the pandemic.
The Key Benefits
The leading health insurance company of Oman offers a plethora of benefits. It helps you manage sudden health adversities in a different country with its vast network of clinics and hospitals. You can get both in-patient and out-patient facilities which makes for an effective cover.
- Territorial Limit – Elective Treatment in India, Sri Lanka, Bangladesh, Thailand, and Other Countries.
- Territorial Limit – Emergency Treatment worldwide excluding USA and Canada.
You can get hospital accommodation and services, ICU, medication, physiotherapy, ambulance, transportation expenses for inpatient treatment abroad, a nursing home for recovery, and will cover for tests like X-ray, MRI, CT scan, and Ultrasound.
How to Submit Your Claim?
A dedicated health insurance claims department is available to help the policyholders. You can expect a smooth and time-saving experience. Start with downloading the reimbursement form. Read the document checklist and arrange for them. Try to submit the papers within 45 days of treatment. The insurance company will process the claim within 14 working days. You can see the status within 14 working days.
Choose a company with a convenient claims process. Most insurance providers offer online processes for claim submission. Take a look at the exclusions to avoid future hassles.