Individual Medical Insurance
Leaders in Health Insurance in Oman
Individual Medical Insurance
Sahatuna
Getting health insurance plans for you and your family is an integral part of financial planning. With changing lifestyles that have made us prone to numerous health concerns and at the same time, rising medical costs, a medical insurance policy is today’s necessity. A health insurance plan that helps you deal with any sudden health adversity and high medical cost burden, Sahatuna helps you live a worry-free life without compromising on your good health needs.
Who can buy Sahatuna Individual Medical Insurance?
• Citizens/Residents with valid Visa for stay in Oman
• Age 14 days to 60 years
To Buy or Renew Individual Medical Insurance (Sahatuna): Contact Manish Kumar at mkmishra@nlicgulf.com
Key Benefits - Health Insurance policy
Benefits |
Inpatient and Out Patient |
Remark |
| Territorial Limit- Elective Treatment | Oman, India, Sri Lanka, Bangladesh, Thailand and Other Countries | |
| Territorial limit - Emergency Treatment | Worldwide excluding USA and Canada | |
| Hospital Accommodation & Services | Coverage for single Private Room | |
| ICU | Direct Billing at agreed rates at Designated Medical Provider Network | |
| Consultant’s, Physician’s, Surgeon’s, Anesthetist’s Fee | Direct Billing at agreed rates at Designated Medical Provider Network | |
| Diagnostics (X-ray, MRI,CT Scan, Ultra Sound etc) | Direct Billing at agreed rates at Designated Medical Provider Network | |
| Laboratory | Direct Billing at agreed rates at Designated Medical Provider Network | |
| Medication | Direct Billing at agreed rates at Designated Medical Provider Network | |
| Physiotherapy Charges | ||
| Nursing at home for recovery and in lieu of hospital stay | upto 14 days per admission or procedure | |
| Transportation expense for inpatient treatment abroad | Amount per person per annum | |
| Ambulance | Maximum of 50 per trip |
| Differential Benefit Options | Bronze | Silver | Gold | Platinum | ||
| Annual Limit per person (Multiple options) | OMR 2000 OMR 3000 |
OMR 2000 OMR 3000 OMR 5000 |
OMR 2000 OMR 3000 OMR 5000 |
OMR 5000 OMR 10000 |
||
| Hospital Network* | NLGIC Designated Medical Network | Bronze Network | Band B | Band A, Band B |
Band A+, Band A, Band B |
|
| Pre Existing / Chronic Condition | Not covered for first 6 months. After 6 months upto OMR 250 | Not Covered for 1st year | Not Covered for 1st year | Not Covered for 1st year | ||
| Deductible / Coinsurance | For each and every claim / visit | OMR 2 | 10% | 10% | 10% | |
Refer to the Individual Medical Insurance Policy – Terms and Conditions for further details
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