sales/service touch points in the region
Dedicated Staffs
Happy Corporate Clients
GWP in 2022

Home Contents Insurance

Insure the contents of your home and your personal belongings with home contents insurance. Our house contents insurance plan is a comprehensive package that provides coverage to the home contents against damage or loss caused by natural or man-made disasters. Our house insurance plan offers:

  • Simple procedures
  • Great affordability
  • Wide range of contents covered


1 Step 1
FormCraft - WordPress form builder
Home Content Insurance

Home Contents that can be insured:

  • Furniture & Fixtures
  • Home appliances including air-conditioners & washing machines
  • Entertainment Equipment including Television sets & Home Theatre systems
  • Kitchen Appliances, utensils & crockery
  • Furnishings, Bed-room linen

Home Contents Insurance Plans

Choose one of the maximum sum insured plans provided by NLG that represents a value equal to or immediately more than the actual value at risk.

*Exclusive VAT

How to Buy?


Buy Home Contents Insurance with App

Buy Home Contents Insurance with Customer Portal

Home Contents Policy coverage includes:

  • Fire (including smoke damage as a result thereof) and Lightning
  • Strike, riot and civil commotion
  • Persons acting with malicious intent to cause damage to your property
  • Impact by road vehicles, horses, camels or cattle not owned by the insured
  • Accidental damage caused by falling trees or branches
  • Aircraft and other aerial devices and/or articles dropped therefrom
  • Explosions
  • Accidental bursting of water tanks, apparatus or pipes
  • Burglary accompanied by forceable entry/exit
  • Hail, snow, storm, hurricane, cyclone, tornado or typhoon and flood
  • Earthquake
  • Subsidence, rockslide and landslide

It is advisable to read the terms and conditions of the policy to determine which of the above perils are covered and the extent of such coverage. Policy is effective after 48 hours from the time of purchase

Who are eligible to buy our Property Contents Insurance Policy?

  • If the insured is a Citizen / Resident of the Sultanate of Oman
  • If the insured residence is of First Class Construction with at least Brick Walls and Roof

Why National Life & General Insurance Co. SAOG (NLG)

  • More than 190 sales/service touch points
  • Competitive rates
  • Policy issuance in no time (online option is available)
  • Swift and easy procedures
  • In-house claims processing with a peace of mind
  • Transparent and fast cash tracking process

General Exclusions:

  • War and Civil War exclusion
  • Nuclear exclusion
  • Nuclear energy risks exclusion
  • Terrorism exclusion
  • Pollution/Contamination exclusion
  • Electronic date recognition
  • Emerging risks exclusion
  • Asbestos exclusion
  • Communicable disease exclusion

Refer to the Home Contents Insurance Terms and Conditions for further details.

Related Articles

Home Content Insurance

What Can a Home Contents Insurance Protect & What It Can’t

We invest our hard-earned money in our home contents. These include electronic items, furniture, high-end showpieces, and garden stuff. So, it is necessary to insure them against fire, accidental damage,…

Home Content Insurance

3 Mistakes to Avoid While Planning Your Insurance

An insurance plan is beneficial to protect you and your family on rainy days. Based on your requirement, they can cover debts and EMIs, medical emergencies, home contents damage, travel…