Motor Vehicle Insurance

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What is Motor/Car Insurance Policy?

Motor or Car Insurance is the plan that covers the insured against road accidents both for the vehicle and the person insured. It includes any vehicle used for transporting passengers, goods or motorcycles, carriage or trailer whether it is driven mechanically or otherwise (other than using animals for traction) and used or intended to be used on the roads of Oman.

Car Insurance Plans

  • Comprehensive Motor Insurance Policy

The insurance on the body of the motor vehicle, insurance in favor of the third party, natural calamities and personal accidents


  • Third Party Motor Insurance Policy

Insurance which covers all that has occurred to the Third Party (TP), such as death, injuries, material damage and related medical expenses

Why us?

  • More than 190 sales/service touch points
  • Competitive rates
  • Policy issuance in no time (online option is available)
  • Swift and easy procedures
  • In-house claims processing with a peace of mind
  • Transparent and fast cash tracking process

Optional Covers

  • AAA card
  • UAE cover

Motor Insurance Eligibility

  • Omanis/residents with a valid resident visa

General Exclusions

  • Consequential loss
  • Driving under the influence of alcohol or drugs
  • Driving without obtaining license
  • Accidents resulting from catastrophic factors, natural calamities, wars and invasion etc

Other underwriting conditions apply

*Refer to The Unified Motor Vehicle Insurance Policy wordings for further details