2 Decades of
Expertise
Accident Cover
& Natural Death
Registration
Benefits
Dedicated
Professionals
Personal Accident Plan (PAP) is an ideal insurance that covers accidental death and repatriation. This is ideally suited for your employees like house maid/driver/office worker etc… at a premium of just OMR 10.000. while members are still working and earning an income and building for the future.
What Are The Special Features of insurance policy
| Benefits | Event | Remarks |
| OMR 5000 | Accident Death | Death In case of the death of the Insured Person due to an accident covered under this policy within 180 days following the date of such accident |
| OMR 500 | Repatriation | In case of the Insured Person being repatriated to his/her home country due to death (due to accident or sickness), maximum of OMR 500.000 shall be reimbursed towards such expenses |
The maximum amount payable by the Company on death due to Accident only shall be OMR 5,500
What Are The Special Features
| Minimum age at entry | 14 days |
| maximum age at entry | 70 years (age as on last birthday). |
| Occupational eligibility | Navy, Army, and Air Force are not eligible for this policy |
| Geographic Scope | Accidental benefit coverage is only for events which take place in Oman |
| Premium 1 year | OMR: 10.000 |
| Premium 2 years | OMR: 15.000 |
*Disclaimer: The above information is just indicative in nature and for more details on the coverage, terms and exclusions please read insurance policy.
General Exclusions
Suicide and intentionally inflicted wounds
War and war like operation, nuclear fission
Hazardous activity (scuba diving, fast racing, parachuting etc.)
Mental illness & HIV tested positive (AIDS)
Misuse of drugs and alcohol
Disease or injury before the policy inception
Giving wrong information in application form may lead to rejection of claims or benefits.
National Life & General Insurance SAOG
First exclusive local Life insurance Co. in the Sultante of Oman.
Market leader in Insurance in Oman with more than 23 year of experience.
Financial Strength rating as B++ (Good) by AM Best & Company.
Diversified Products/Strong Investment Base/Brand Image Visibility./GCC Presence
Strong Reinsurance Support from Internationally reputed and highly rated reinsurers.
Dedicated, Qualified, Professional and Experience Team and Innovative service.
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