Oman requires all vehicle to have insurance. You should look for deals that will work in your favour for a lifetime. So, if your car company is unable to provide the required cover, or if the current service is not efficient, it is time to look for a change. Look for a leading general insurance firm, which offers extensive protection against financial losses that might occur due to accidents.
The premium plan needs to be designed to suit your budget and requirements. You can consider a shift to ensure better-dedicated support and services in the future. But an important decision like this should not be taken in a hurry. Keep the following tips in mind for a smooth process.
1. Compare all the Benefits
Check for multiple options like roadside assistance, geographical coverage across UAE, dealer repair with genuine used and new parts, and off-road personal injury and property damage cover. Third-party liability must also be available.
2. Know the Claim Submission Process
It should be easy without having to tick off too many formalities. Otherwise, a tough and elaborate procedure simply adds to the troubles following a road mishap. Look for a smooth in-house claim submission in a few basic steps for peace of mind.
3. Compare the Penalty Clauses
You might not be able to pay or delay the monthly instalment at some point. This is when a company issues a penalty. Make sure the new insurer does not have elaborate clauses or hefty payment amounts. This could make the whole policy quite expensive.
Conduct proper research and keep a copy of the new cover. Make sure the policy is in continuity while you are looking for a new one. Further, consider the above tips for a smooth transition.